Apple first introduced Apple Card to the masses during the March event along with other software launches. But it has taken almost five month to bring the card into production for public use. Thankfully, Apple Card is now available for any U.S. iPhone user who wants to apply. Apple Card is Apple’s new credit card designed specifically for consumers in the Apple ecosystem. It’s basically a MasterCard credit card backed by Goldman Sachs. To apply for the Apple Card, you must be 18 or older and a U.S. citizen or lawful resident. You must also have an iPhone capable of using Apple Pay as well as an iCloud account with two-factor authentication enabled, which will allow you to receive Daily Cash rewards.
Apple proudly proclaims that Apple Card has no fees: no late fees, no annual fees, no foreign transaction fees, no overage fees. Additionally, the physical card is titanium and has no card number, expiration date, or CVV number on it. More information can also be found within the Wallet app once you apply for your card.
If you’d like, you can check out the Apple Card site has instructions for how to sign up for your card, including a video. And if you’re eligible for Apple Card, you can sign up through the Wallet and use your card for online purchases and Apple Pay within minutes. An optional physical card for other purchases can then be mailed to you as well
How to setup your Apple Card
1. Open the Wallet app on your iPhone.
2. Tap the (+) button in the upper-right.
3. Select Apple Card.
4. Fill in your info: name, date of birth, email, and phone number.
5. You’ll be presented with a screen showing your credit limit and interest rate. Tap Accept.
Enjoy your Apple Card!